Selling process
Seller Financing for RV Parks
Seller financing means the seller carries part of the purchase price as a note rather than receiving all cash at closing. It is one tool among several, not a default.
By Titan Property Investors · Published 2026-06-15 · Updated 2026-08-18
Why some owners consider it
- Spreading proceeds across years rather than a single tax year
- Earning interest on the carried balance
- Reaching agreement on price where financing terms are the sticking point
- Providing continuity for a property with unconventional records
What to negotiate carefully
- Down payment size
- Interest rate and amortization
- Balloon term
- First-position security interest and recording
- Default remedies and cure periods
- Insurance, tax escrow, and reporting requirements
- Whether personal guarantees are included
The honest downside
You retain exposure to the buyer's performance and to the property. If the buyer fails, you may be back in ownership of a park in worse condition. Have your attorney and CPA review any carried-note structure before you agree to it.
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Related resources
Selling an RV Park With Existing DebtHow existing loans are handled in an RV park sale, including payoffs, assumptions, prepayment penalties, and equity considerations.Should I Sell My RV Park or Keep It?A framework for deciding between selling, refinancing, hiring management, or continuing to operate your RV park.How to Sell an RV Park in TennesseeA step-by-step walkthrough of selling a Tennessee RV park: preparation, choosing a path to market, offers, due diligence, and closing.